Fixed income products generate income over a range of
different investment time frames and risk profiles. As their
performance generally has a low correlation to the sharemarket,
interest rate products can be a complement to your existing share
We can help you make the most of fixed income products with
expert advice and execution services for bank bills, debentures,
bonds and hybrids and access to competitive rates in the
professional bond and money markets.
What are Fixed Income Products?
Fixed income products are broadly defined as either:
- Term Deposits: Whether it is traditional term
deposits, or term deposits purchased on your behalf through the
wholesale market*, Bell Potter can help you find the most
appropriate product for your circumstances.
- Bank bills - An alternative to term deposits,
bank bills are bank guaranteed with a fixed income stream. Bell
Potter produces a daily rate sheet so for you to compare
what's on offer.
- Bonds - Generally only available through the
wholesale market, bonds include government bonds (Federal and
State) and corporate bonds issued by companies such as
Woolworths and Woodside. Bell Potter can access this market on your
- Listed hybrid securities - available for
purchase through your stockbroker as they are listed on the ASX,
hybrid securities combine both debt and equity traits.
- Listed corporate debt securities - available
for purchase through your stockbroker, debt securities can be
either fixed or floating rate, perpetual or fixed maturity.
If you already hold bank bills, debentures and bonds in
your portfolio we can help you manage rollovers and
*Access of the wholesale market is dependent on specified