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Interested in gearing your superannuation? Bell Potter Super Lending may be the answer.
When used as part of a comprehensive investment strategy, gearing can significantly enhance your ability to create wealth through greater participation in the share market.
Recent changes to legislation mean that many of the benefits of traditional gearing arrangements are now permitted within self-managed superannuation funds, providing the arrangements meet the conditions stipulated by the legislation.
Bell Potter Super Lending makes it easy for investors to take advantage of the new rules and build their superannuation wealth more effectively.
Our specialised product offers trustees of self-managed superannuation funds the ability to borrow with many of the advantages and characteristics of a traditional margin lending arrangement.
Highlights include
Easy account opening |
No financial statements required |
No establishment fees |
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Minimum initial loan |
$50,000 |
Maximum loan |
$1,000,000 (unless agreed in writing) |
Easy trading and settlement |
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Regular informative reports |
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Competitive interest rates |
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Approved securities list |
Covering a selection of leading Australian companies
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Fees and charges |
Quarterly administration fees charged to the loan account
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Cash Advances and Redraw |
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Lender recourse limited to assets purchased |
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Potential tax advantages |
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Important Requirements
Initial contribution must be in cash |
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Dividends must be directed to the facility cash account |
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Sale proceeds must be directed to the facility cash account |
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* As with all forms of gearing the potential to make a higher return only exists because of the added risk you take in using borrowed funds. The potential to increase overall investment returns exists because historically long terms returns on growth assets such as shares and managed funds have generally exceeded the cost of borrowing to invest. Gearing increases the effect any market move, whether it is up or down.
For more details about Super Lending please refer to the Bell Potter Super Lending brochure dated 15 May 2008
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Today's rates
Loan Amount ($) |
Rate |
< 100,000 |
9.95% |
100,000 - 250,000 |
9.85% |
250,000 - 500,000 |
9.75% |
500,000 - 750,000 |
9.55% |
750,000 - 1,000,000 |
9.35% |
For more information on rates or a hard copy of the brochure please call your adviser on 133 788 or the Investment Services team on 1800 061 327.
Key documents
Reference documents
Take action
For more information on this service call 133 788 or contact us.
Become a client
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